Vocabularies

Discover, learn, and master English vocabulary

noun
ˈseɪ.vɪŋ

The practice of keeping and accumulating money for future use rather than spending it immediately.

"Regular saving habits ensure financial security."

verb
ɪnˈvɛst.ɪŋ

The act of putting money into financial schemes, shares, property, or a commercial venture with the expectation of achieving a profit.

"Investing in stocks can generate long-term wealth."

noun
dɪˈspær.ə.ti

A great difference or inequality between two or more things.

"The disparity in wealth between rich and poor is increasing."

adjective
ˈmʌn.ɪ.tri

Relating to money or currency.

"The government adopted strict monetary policies to control inflation."

adjective
ɪnˈfleɪ.ʃən.ər.i

Characterized by or tending to cause monetary inflation.

"Excessive printing of money can lead to an inflationary crisis."

noun
kəmˈpaʊnd.ɪŋ

The process in which an asset's earnings, from either capital gains or interest, are reinvested to generate additional earnings over time.

"Compounding allows investments to grow exponentially over time."

noun
ˌpɔːtˈfəʊ.li.əʊ

A range of investments held by a person or organization.

"Diversifying your portfolio reduces investment risk."

noun
ˈæ.sɛt ˌæl.əˈkeɪ.ʃən

An investment strategy that aims to balance risk and reward by apportioning a portfolio's assets according to an individual's goals, risk tolerance, and investment horizon.

"Proper asset allocation is key to financial growth."

noun
lɪˈkwɪd.ə.ti

The availability of liquid assets to a market or company; the degree to which an asset or security can be quickly bought or sold in the market without affecting the asset's price.

"High liquidity allows businesses to meet short-term obligations."

noun
ˈæf.lu.əns

The state of having a great deal of money; wealth.

"His business success led to great affluence."

noun
əˌpriː.ʃiˈeɪ.ʃən

An increase in the value of an asset over time.

"Real estate properties often experience appreciation over time."

adjective
rɪˈsɛʃ.ən.er.i

Relating to or characterized by economic recession.

"Governments introduce policies to counter recessionary effects."

noun
daɪˌvɜː.sɪ.fɪˈkeɪ.ʃən

The practice of spreading investments across different assets to reduce risk.

"Investment diversification reduces financial risk."

noun
ˈɛk.wɪ.ti

The value of shares issued by a company; ownership interest in a company.

"He invested in company equity for long-term gains."

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yield

noun/verb
jiːld

The income return on an investment, such as the interest or dividends received.

"Bonds with higher yield offer better returns."

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fiscal

adjective
ˈfɪs.kəl

Relating to government revenue, especially taxes.

"The government introduced new fiscal policies to boost the economy."

noun
ˌspɛk.jʊˈleɪ.ʃən

Investment in stocks, property, or other ventures in the hope of gain but with the risk of loss.

"Stock market speculation can lead to high volatility."

adjective
/əˈbɪs.əl/

Related to or characteristic of the deep ocean, especially the zone below 4000 meters.

"Abyssal creatures survive in extreme pressure conditions."

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ocean

noun
/ˈoʊ.ʃən/

A very large expanse of sea, especially the main areas of sea between continents.

"The ocean covers more than 70% of the Earth's surface."

adjective
/mɪˈstɪə.ri.əs/

Difficult or impossible to understand, explain, or identify.

"The deep sea remains one of the most mysterious places on Earth."

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sunlight

noun
/ˈsʌn.laɪt/

Direct light from the sun.

"Sunlight does not reach the abyssal depths of the ocean."

noun
/diːp siː/

The deep parts of the sea or ocean, typically beyond the continental shelf.

"Many deep-sea creatures produce bioluminescence for survival."

adjective
/pəˈlædʒ.ɪk/

Relating to the open sea or ocean water column, away from the shore.

"Pelagic fish like tuna are found far from the coast."

noun
/ˌbaɪ.oʊ.dɪˈvɝː.sə.t̬i/

The variety of plant and animal life in the world or in a particular habitat.

"The coral reefs support immense marine biodiversity."